Weekly Fin-Fun Newsletter #106
NPS - Finplan for Golden Years Jim Simons - My Life and Mathematics Trading Simplified by Alan Edward Carl Ichan - Most Feared Man on Wall Street Ramdeo Agarwal - 2000 Crore Strategy Plus Stock & CE
“We have three baskets for investing: yes, no and too tough to understand. ”
- Legend Investor Charlie Munger
Despite what seemed like a promising professional start, Mr. Munger’s personal life was traumatic. His first marriage, to Nancy Huggins, ended in divorce, and he lost his home in the process. Then his son, Teddy, died of leukemia at 9 in 1955. Friends said Mr. Munger would visit his son daily during the boy’s prolonged hospital stay and walk back to his office, weeping.
In 1956 he married Nancy Barry Borthwick, whom he had met on a blind date, and credited her with being his ballast over the years…
A champion of common-sense investing, he forever altered the finance world as chief lieutenant to the most successful financier in history
What is NPS?
#NPS
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NPS is a government-backed retirement savings plan in India, designed to provide financial security and stability in your post-retirement years. It's flexibility, portability, and tax efficiency makes it a popular retirement planning tool.
Start planning your retirement today with NPS.
Markets this Week
Nifty continuing its upwards rally, BJP winning might propel it further highs .
Nifty have a 500 pointer last week, can it continue… Longs above 20410 levels only.
Nifty Breadth at 90% - Overbought and cautious levels.
Stock of the Week
Equitas Small Bank - CMP 95
Equitas Small Finance Bank Ltd before acquiring small bank license, operated as a wholly-owned subsidiary of Equitas Holding Ltd. The holding entity started its operations in 2007 in the microfinance segment & diversified into vehicle & housing finance in 2011. Also entered into SME & LAP in 2013. It merged with the other two subsidiaries named Equitas Microfinance Ltd & Equitas Housing Finance Ltd & formed a bank. After receiving a license in Sept 2016 the company commenced operations under Equitas small finance Bank. [1] [2]
Geographical Diversification
It has presence in 18 states & UTs with 920+ Banking outlets & 350+ ATMs [1]
D/E is 0.58
D/E 0.58 has reduced as compared to last year's D/E 0.62
DII have increased their stakes by 0.97% in the latest quarter (42.96% to 43.93%)
Dividend Yield is 1.07%
Gross Block has increased by 33.16% as compared to last year
Quarterly Profit has grown by 70.19% YoY
Quarterly Sales has grown by 35.58% YoY
Net Profit Margin (PAT Margin) is 13.78%
Net Profit Margin (PAT Margin) 13.78% has improved as compared to last year's NPM 8.11%
Operating Profit Margin (EBITDA Margin) 2.38% has improved as compared to last year's OPM -4.61%
P/E ratio is 14.13
PEG ratio is 0.43
Stock has given a return of 67.96% in last 52 Weeks
3 Years Profit CAGR is 33.03%
Annual Profit has grown over by 104.32%
ROCE is 13.71%
ROCE 13.71% is above the 5 years ROCE average 11.48%
ROCE 13.71% has increased as compared to last year's ROCE 9.21%
ROE is 12.21%
ROE 12.21% is above the 5 years ROE average 10.32%
ROE 12.21% has increased as compared to last year's ROE 7.35%
3 Years Sales CAGR is 16.3%
Annual Sales has grown by 20.3%
DII have increased their stakes by 32.21% in last 3 years
FII have increased their stakes by 16.82% in last 3 years
Latest Corporate presentation
CE of the Week
Persistent 6400 CE above 190 levels
We wanted to bring to your attention that the charts provided in the attached document or presentation are intended solely for educational purposes. They are not intended to serve as or be construed as financial advice.
The information presented in these charts is meant to enhance understanding and provide educational insights into market trends, patterns, and analysis. However, it is crucial to note that the interpretation and application of this information to actual financial decisions should be done with careful consideration and consultation with a qualified financial professional.
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